Loan Repayment Calculator
Adjust the sliders to see your monthly payment, total interest and total repayable instantly — no sign-up required.
Your loan details
Estimate only for a fixed-rate amortising loan. Always check the provider's figures before committing.
How to read the result
Two numbers matter most when you borrow. The monthly payment tells you what leaves your account each month; the total repayable shows the true cost over the full term, including all interest. A longer term lowers the monthly payment but almost always increases the total.
APR vs the headline rate
APR (Annual Percentage Rate) bundles the interest rate and compulsory fees into a single yearly number, making loans easier to compare. MoneyHelper has a clear explainer. Remember: advertised representative APRs are guaranteed to only 51% of applicants — your personal rate may differ.
Short-term and business borrowing
APR is designed for loans lasting a year or more, so it can mislead on very short-term borrowing repaid in weeks. There, the flat total repayable is the number that matters most. If you run a UK limited company and need to bridge a cash-flow gap, Credicorp shows the total cost up front and caps it at 100% of the amount borrowed.
Need working capital for your UK limited company?
Credicorp offers short-term funding for UK limited companies — no personal guarantee, fixed fee, decision the same day. Or use their Flex revolving credit facility for ongoing access to working capital.
Apply at Credicorp