Business Loans Without a Personal Guarantee: What Are Your Options?
What a personal guarantee really means, why directors want to avoid one, and which types of UK business finance let you borrow without putting your own assets on the line.
Cut through the noise. See rates, features and monthly costs for every major product type — all in one place.
The rates and figures shown on this page are illustrative and indicative only. They are drawn from publicly available information from UK lenders, banks and savings providers as of June 2026, and cross-referenced against FCA data, MoneyHelper, and GOV.UK guidance. They are not live rates — actual rates will depend on your personal circumstances, credit history, and the specific product you apply for.
We do not receive commission for listing products in any particular order. Our rankings reflect a combination of rate competitiveness, product flexibility, and user satisfaction data sourced from independent review platforms. Always verify current rates directly with the provider before applying.
In-depth research to support your decision
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We are not paid by lenders or banks to rank products. Our comparisons are based solely on publicly available data and research, with no hidden commercial agreements.
Instead of visiting a dozen provider websites, see key rates and features side by side in seconds. Then follow our guide links for deeper analysis before you decide.
Every guide and data point is cross-referenced against official UK sources including the FCA register, MoneyHelper, and GOV.UK before publication.