Independent & impartial

Compare UK financial products

Cut through the noise. See rates, features and monthly costs for every major product type — all in one place.

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TOP PICK
HS
High Street Bank
4.4/5
Rate6.5% APR
Amount£1k–£25k
Term1–7 years
  • No arrangement fee
  • Decision in minutes online
  • FSCS protected deposits
  • Early repayment allowed
From £198/mo on a £10k loan over 5 years
See full guide → View details
OL
Online Lender
3.8/5
Rate10–20% APR
Amount£1k–£50k
Term1–5 years
  • Fully online application
  • Same-day funds possible
  • Higher rates for poor credit
  • Soft check eligibility
From £227/mo on a £10k loan over 5 years
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CU
Credit Union
4.7/5
Rate3–8% APR
Amount£500–£20k
Term1–5 years
  • Lowest rates for members
  • Ethical, not-for-profit
  • FSCS protected up to £85k
  • Membership required
From £176/mo on a £10k loan over 5 years
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TOP PICK
BB
High Street Business Bank
4.2/5
Rate4–15% p.a.
Amount£1k–£1m+
Term1–25 years
  • Longest available terms
  • Lowest rates for strong credit
  • Personal guarantee often required
  • Relationship manager support
From £185/mo on a £10k loan over 5 years
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AF
Alternative Fintech Lender
3.9/5
Rate8–60% p.a.
Amount£1k–£500k
Term1–5 years
  • Fast decisions (often 24 hrs)
  • Accepts younger businesses
  • Revenue-based options
  • Higher cost than banks
From £213/mo on a £10k loan over 5 years
See full guide → View details
CR
Credicorp (Short-Term)
4.0/5
CostFixed fee
Amount£50–£500
Term14–84 days
  • No personal guarantee required
  • Transparent fixed fee
  • Funds same day
  • Micro-loan for cash flow gaps
Fixed fee from £12/loan on a £100 advance for 30 days
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TOP PICK
EA
Easy Access Savings
4.5/5
AER4.5–5.2%
AccessInstant
FSCSYes (£85k)
  • Withdraw any time, no penalty
  • Best rates via challenger banks
  • Rate may change over time
  • Interest paid monthly or annually
Earn up to £520/yr on £10k at 5.2% AER
See full guide → View details
FB
Fixed-Rate Bond (1 Year)
4.3/5
AER4.8–5.4%
AccessAt maturity
FSCSYes (£85k)
  • Guaranteed rate for 12 months
  • Usually higher than easy access
  • Cannot withdraw early (usually)
  • No tax wrapper
Earn up to £540/yr on £10k at 5.4% AER
See full guide → View details
ISA
Cash ISA
4.6/5
AER4.0–5.1%
AccessVaries
TaxTax-free
  • All interest is tax-free
  • £20,000 annual allowance
  • FSCS protected up to £85k
  • Ideal for higher-rate taxpayers
Earn up to £510/yr on £10k at 5.1% AER, tax-free
See full guide → View details
PB
NS&I Premium Bonds
4.1/5
Prize fund4.4%
AccessInstant
BackedHM Treasury
  • Prizes are 100% tax-free
  • Backed by HM Treasury
  • Monthly prize draw (£25–£1m)
  • No guaranteed return
Prize fund rate 4.4% AER equivalent — returns vary by luck
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TOP PICK
TB
Traditional High Street Bank
4.0/5
Monthly fee£6–£12.50
Free period12–24 mo
TransactionsIncluded
  • Branch network access
  • Integrated lending products
  • CHAPS & international payments
  • Slower app vs digital banks
From £0/mo for first 12–24 months free
See full guide → View details
DB
Digital Bank
4.5/5
Monthly fee£0–£25
Free planAvailable
App rating4.8/5
  • Open in minutes via app
  • Built-in expense categories
  • Integrates with Xero, FreeAgent
  • No physical branch access
From £0/mo free plan available forever
See full guide → View details
SB
Specialist Business Bank
4.3/5
Monthly fee£5–£30
Multi-currencyYes
Saving potsAvailable
  • Multi-currency accounts
  • Team debit cards
  • Separate savings pots
  • Best for growing businesses
From £5/mo basic plan, scales with features
See full guide → View details
TOP PICK
CB
Business Cashback Card
4.4/5
Purchase APR22.9%
Annual fee£0–£70
CashbackUp to 1%
  • Up to 1% cashback on all spend
  • Up to 56 days interest-free
  • Free additional cards for team
  • Section 75 protection
Earn up to 1% back on eligible business purchases
See full guide → View details
0%
0% Purchase Card
4.2/5
0% periodUp to 12 mo
Annual fee£0–£32
After 0%24.9% APR
  • 0% on purchases for 12 months
  • Ideal for equipment or stock
  • Spread costs interest-free
  • Must pay in full by end of offer
Pay 0% APR on new purchases for 12 months
See full guide → View details
RP
Rewards & Points Card
4.3/5
Points1–3 per £1
Annual fee£95–£250
APR30.9%
  • Points redeemable for flights & hotels
  • Airport lounge access
  • Travel insurance included
  • Worth it only if clearing monthly
Earn up to 3pts/£1 on eligible travel & dining spend
See full guide → View details
How we compare

Our methodology & data notes

The rates and figures shown on this page are illustrative and indicative only. They are drawn from publicly available information from UK lenders, banks and savings providers as of June 2026, and cross-referenced against FCA data, MoneyHelper, and GOV.UK guidance. They are not live rates — actual rates will depend on your personal circumstances, credit history, and the specific product you apply for.

We do not receive commission for listing products in any particular order. Our rankings reflect a combination of rate competitiveness, product flexibility, and user satisfaction data sourced from independent review platforms. Always verify current rates directly with the provider before applying.

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Cross-checked sources

Every guide and data point is cross-referenced against official UK sources including the FCA register, MoneyHelper, and GOV.UK before publication.